Now that I’m without a job, I’m going to have to take a really hard look at the family’s debt. We’ve been in a precarious condition at best; our “emergency fund” disappeared months ago when my hubby got injured in that car accident. We aren’t receiving any insurance or disability, so our family has been depending on my income from the bus job to survive. We were hoping to get our mortgage modified next month, but now that I’ve been fired I don’t think that is going to be able to work.
I’m not even sure if we can qualify for debt consolidation! I’m going to be contacting a lawyer and see if I can get any help. Might end up filing for bankruptcy. I hate to do that, but I don’t see any other choice at this point in time.